Accept your customers' crypto.
Already converted to stablecoin.
THE PRINCIPLE, IN THREE STEPS
They pay in their crypto. You receive in yours. Nothing sits in between.
The buyer pays in THEIR crypto
Bitcoin, Ethereum, Tron, or any other crypto they already hold -- from an exchange (direct deposit) or their own connected wallet. No sign-up on their end, no paperwork.
StableConvert converts, without ever holding funds
Conversion runs either through a protocol (Chainflip, wallet-less deposit) or through the buyer's own wallet (LI.FI, they sign their own transaction) -- never through an account of ours. Nothing can be frozen that we never hold.
You receive in the crypto YOU configured
USDC, on the chain you chose in advance (Arbitrum or Ethereum) in your dashboard. Every payment arrives automatically converted, whatever the buyer sent.
It's precisely because funds never pass through an account of ours that we structurally can't ask for your papers -- not a policy we could revisit, a consequence of the architecture.
No KYC.Because we never touch your money.
This isn't a marketing promise we could walk back later. StableConvert holds no financial license and never holds the funds being exchanged: money moves directly from buyer to merchant, never through an account of ours. With no funds in our name, there's nothing to attach an identity to. The day that stops being true, it's not the same product anymore.
WHAT CHANGES
Nine decisions, not nine marketing features.
Zero cost when possible
Same asset, same chain: the buyer pays, the merchant receives, we just watch. 0% commission, never an unnecessary conversion.
Cross-chain, no detour
Chainflip routes the conversion behind the scenes. 0% StableConvert commission — you only pay the protocol's real network cost, never more.
70+ chains, the buyer signs
LI.FI, for everything Chainflip doesn't route — Polygon, BSC, Base, and the rest. The buyer signs their own transaction, never us.
None, anywhere
This isn't a security policy we enforce. The architecture simply has nowhere to store one.
Real sanctions screening
OFAC list, checked against every address. No KYC doesn't mean no controls at all.
Versioned, never overwritten
Changing an address creates a version and requires 2FA plus a 24-hour delay. A payment from six months ago stays traceable.
Signed, retried
HMAC-SHA256, timestamped, with exponential-backoff retries. Nothing gets silently lost.
Expired isn't lost
A late deposit is caught, never frozen. Losing funds would be the worst possible failure.
Payments, addresses, in plain sight
Every settlement address referenced next to the merchant's contact info — not a black box to monitor blindly.
THE DASHBOARD
Simple to use. Everything in one place.
Every payment, its rail, its amount, its status — in plain sight, on a single screen, not a CSV export to open in a spreadsheet. No complicated setup: one settlement address, and you're ready to get paid.
| pay_7f2a… | Direct | €125.00 | settled |
| pay_c91d… | Conversion | €89.90 | settled |
| pay_3b06… | Wallet | €42.00 | pending |
Illustrative preview of the interface — not production numbers.
PRICING
0% commission. Nothing swept under the rug.
No protocol cost, no StableConvert commission. Free, no minimum basket.
No StableConvert commission. You only pay the real network cost of the protocol used (Chainflip or LI.FI) — variable by amount, never a cent more.
SIMULATOR — THE REAL FORMULA, NOT AN ESTIMATE
For developers
An API, not an SDK to tame.
A single HTTP request creates a payment. The rail is decided at checkout, not at creation — a buyer who pays directly should never pay the price of a conversion they didn't ask for.
- Test and live keys, never mixed
- Native idempotency on every payment creation
- Signed webhooks, the same guarantees as Stripe
What's an API key for? It lets your own site or server create StableConvert payments directly, by code — without going through the dashboard.
It's for you if you run an e-commerce site or app and want to automate payment creation. If you're happy sending payment links to your customers from the dashboard, you don't need one — it's optional, not a required step.
Keep it secret — it lets you create payments on your behalf.